Optimal Healthcare introduces N200 insurance scheme in Lagos

In its bid to provide affordable and sustainable healthcare service delivery to the people of Alagbado area of Lagos State and its environs, Optimal Healthcare Limited recently introduced a N200 monthly Community Health Insurance Scheme, CHIS.
The initiative is designed to  promote access to decent and qualitative preventive, emergency and curative health care services.

Announcing the initiative put together in collaboration with  FBN Micro Finance Bank, the   MD/CEO, Optimal Healthcare Limited, Dr. Femi Olaleye, said that improvement in productivity and life-span can only be realised when people have access to basic healthcare needs at the right time without necessarily needing to pay directly from their pocket.
“Our mandate is very simple. To provide general out-patient services, child welfare services, health education classes, diet- nutrition demonstration classes, weight loss/ monitoring classes, preventive health/breast cancer screening and family health services which include pregnancy issues.
Olaleye said with the payment of a monthly capitation of N200 , a person could have access to treatment covering a range of common primary healthcare conditions and preventive care.
“Normally, the payment of the National Health Insurance Scheme-approve capitation of N750 per enrollee per month maybe too high for the typical family of father, mother and four children, under the age of 16 years, and that’s why there is low uptake so far.
“To help individuals and families cross the hurdle of payment this  N750 fee, we are introducing a subsidy of N550 per head per month.
“The subsidy shall be provided by a combination of donors and sponsors brought together by a common need and desire for them to fulfill their corporate social responsibility to the community,” Olaleye noted, even as he acknowledged FBN Micro Finance Bank as a major provider of the subsidy for the scheme.
“To benefit from this subsidy, a principal beneficiary is expected to open an account with FBN Micro Finance Bank from which a monthly deduction of 200 per head per month is effected and enrollees shall enjoy a wide range of primary healthcare services at the Optimal Medical Centre, located within the Alagbado community for the next 12 months.”
Expressing appreciation, the Baale of Oke-Abiye Alagbado, Lagos State, High Chief Najeem Ajolojoota and High Chief Taofeek Subair, the Baale of Subero of Alagbado spromised to maximise the opportunity and ensure the message gets to all the people in their communities and environs.